Mississauga is one of five communities in Canada to receive a grade of PFPC1 by Verisk Canada’s Fire Underwriters Survey (FUS), an achievement that has economic benefits for the City’s property and business owners.
March 4, 2025
About the Fire Underwriters Survey assessment
Verisk Canada’s Fire Underwriters Survey™ (FUS) is a national organization that provides data on public fire protection for fire insurance statistical work and underwriting purposes of subscribing insurance companies. The FUS provides a standardized measure of the adequacy of fire protection in every community in Canada. The survey is used by over 90 per cent of property and casualty insurers.
The FUS helps the insurance industry establish appropriate fire insurance rates for residential and commercial properties by providing Fire Insurance Grades. These grades are specifically developed for the Canadian insurance community. Mississauga has achieved a Class 1 rating; 1 represents the “ideal” or highest level of public fire protection while Class 10 reflects the absence of any effective public fire protection.
MFES had previously received a class 2 grade. However, advancements in the mechanical division, training centre, fire prevention, and communication centre resulted in the classification improvements. The City of Mississauga is the only Ontario community with a Public Fire Protection Classification (PFPC) Class 1. This classification achievement is only shared by four other communities throughout Canada.
Economic benefits for Mississauga property and business owners
Businesses are more likely to invest in a municipality with high fire protection standards and property owners may benefit from probable savings in insurance premiums. A high rating from FUS also helps investors feel more confident when it comes to the safety of their warehouses, retail locations and offices in Mississauga.
Find out all the ways MFES keeps us safe by visiting mississauga.ca/fire for more information. Residents are also encouraged to prioritize fire prevention with working smoke alarms, escape plans and keeping children and pets away from heat sources.
Keeping the city safe starts at home and everyone has a role.
“Congratulations to Mississauga Fire and Emergency Services for earning the highest grade in Ontario by the Fire Underwriters Survey. With this achievement, Mississauga has established a benchmark and standard when it comes to public safety. During this economically challenging time, investors and property owners will be pleased to know that insurers consider Mississauga safe, which could lead to potential savings.”
– Mississauga Mayor Carolyn Parrish
“Mississauga Fire and Emergency Services is dedicated keeping the city and its residents safe every single day. Achieving the highest score in Ontario, a rating of PFPC1, is not only an honour but a testament to the work that goes on behind the scenes and on the front lines. This achievement is dedicated to all staff, management and community leaders who have helped support our fire service as we continue to prioritize response times, expand public education, advance training for mandatory firefighter certification and ensure fire code compliance.”
– Fire Chief and Director of Emergency Management Deryn Rizzi
